# Payment & Payout Information

Written by Yujia Zheng  
January 26, 2024

## **When will I receive the payments in my bank account?**

Payouts into your bank account will depend on which country you’re operating in.

In most cases, when you start processing live payments from your customers with Stripe, you won’t receive your first payout until 7–14 days after receiving your first successful payment. At all times, Stripe will have a list of all of your transactions and the date that you expect to receive them in your bank account in your Stripe Dashboard.

## **When will my customer's payment settle?**

The time it takes for a payment to settle depends on the payment method used by your customer. Once your customer’s payment is processed, the dashboard will update to reflect the confirmed payment status (ie. succeed, failed, etc.) and the funds will have settled.

_Please note: settlement timing for incoming payments is different from when the funds become available for payout to your linked bank._

Below is an overview of the estimated time it takes for payments to settle based on the payment methods used by customers.

**Credit Cards:** 1 business day  
**Affirm:** 1 business day  
**ACH Debits:** 4 business days, 2 business days if the account is approved for [same-day ACH]

If you would like to discuss increasing this limit sooner, please contact [Stripe Support](https://support.stripe.com/email).

### **What is the total amount I can accept through ARTERNAL Pay on one invoice?**

Credit Card: **No limit:** it will depend on the buyer’s individual credit card limit

Affirm: **$50 – $30,000** with loans up to $20,000

ACH: **$1,000,000** (Buyer’s individual bank account may have limits in place)